Nonprofits are critical players in communities responding to the COVID-19 public health emergency, and the related affects of major disruptions to daily life. Bookmark this page for up-to-date information for nonprofits to address all aspects of the crisis on their own organizations, staff and volunteers, meeting the needs of their communities, and adapting day to day.
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Up-to-date as of May 13th, 2020
We take a stand against all forms of hate, racism and xenophobia. Nonprofits have an important role to play in keeping communities free of hatred and violence, and ourselves making equitable decisions in this time of crisis. COVID-19 is a global pandemic, the likes of which we have never seen. It is therefore incumbent upon all of us to stand together as a community of neighbors, colleagues, practitioners and leaders. This time calls upon all of us – our members, friends and partners – to be generous, safe and kind.
Equity Resources and Perspectives in Relation to COVID-19
- ProPublica: Early Data Shows African Americans Have Contracted and Died of Coronavirus at an Alarming Rate
- The Justice Collective: Coronavirus and Racial + Social Equity: Centering Justice During Times of Uncertainty and Four Things You Can do Right Now
- The Inclusion Solution: Striving for Health Equity and Inclusion During a Pandemic
- FSG: COVID-19 and Corporate Purpose—Four Ways Businesses Can Respond Now
- Nonprofit AF: A few things for nonprofits and foundations to consider in light of the Coronavirus
- NPR Podcast: When Xenophobia Spreads Like A Virus
- Pew Research Center: As schools close due to the coronavirus, some U.S. students face a digital ‘homework gap’
- Fortune: Stores are designating shopping times for coronavirus-vulnerable seniors
- The Opportunity Agenda: Talking About Coronavirus: Centering Language around Inclusion, Empowerment, and Justice
INFORMATION ON THE PAYCHECK PROTECTION PROGRAM
Paycheck Protection Program
The Paycheck Protection Program is a forgivable loan available to nonprofits for the purpose of keeping your employees on the payroll. It is open to nonprofit organizations with 500 or fewer employees. The federal government sets the guidelines, but the application process is through individual banks, and forms and requirements may vary from bank to bank.
This webinar covers an overview of the PPP, a walkthrough of filling out the application, and covers most frequently asked questions about applying for the program.
Paycheck Protection Program (PPP) Overview
The Paycheck Protection Program or PPP is a Federal emergency FORGIVABLE loan program for nonprofits, small businesses, self-employed and independent contractors. For nonprofits, the PPP covers payroll (including benefits), operations and debt service expenses to help employers to retain employees during the COVID-19 pandemic over an 8-week period ending June 30, 2020. Nonprofits can receive up to $10,000,000 (or 2.5 times their average monthly payroll (including benefits) through this program. You do not need to prove economic injury from COVID-19 to apply. We encourage all eligible nonprofits to apply for these funds.
The PPP is open to 501(c)(3) non-profits with 500 employees (who reside in the US) or fewer. Section 501(c)(19) veterans’ organizations and Tribal business concerns are also likely eligible.
The nonprofit had to be in operation on or before February 15, 2020, with full or part time employees. Independent contractors are not included in the nonprofit application but they can apply directly to the program on their own. Click here for guidance on nondiscrimination obligations and additional eligibility requirements.
Eligible nonprofits can receive up to $10,000,000 or 2.5 times the average total monthly payroll (including benefits) costs from the one-year period prior to the date of application.
Applying for PPP Loans:
Nonprofits can apply through any participating SBA lender, but should start by contacting your own bank, which may be prioritizing its own customers. Different banks are handling the application process differently and asking for different kinds of documentation. Nonprofits may want to contact more than one financial institution.
For the loan to be forgiven, you must use at least 75% for payroll and no more than 25% for rent, mortgage interest or utilities, and you must use it within 8 weeks following the loan award, and you must use it before June 30, 2020. Borrowers can choose which 8 weeks they want to count towards the covered period, which can start as early as February 15, 2020.
See our Frequently Asked Questions and other resources below for more information.
PPP Loan Forgiveness Application
To apply for forgiveness of a Paycheck Protection Program (PPP) loan, the Borrower must complete the Loan Forgiveness Application below and submit it to the Lender servicing their loan. Borrowers may also complete this application electronically through their Lender. Download the application: SBA PPP Loan Forgiveness Application
How to Calculate Business Loan Types
How to calculate Business Loan Types from the SBA can be found here.
Information on SBA Approved Lenders
Applications for the PPP will be processed through local banks. Contact your current bank first to see if they are able to accept your application.
- Find an SBA approved lender near you.
- Lendistry is an approved SBA lender and and have a platform to apply for PPP. They do not require a prior relationship and are attempting to get back to all of their applicants within 48 hours.
Frequently Asked Questions
- FAQ Sheet from Maryland Nonprofits
- PPP FAQs Fact Sheet from the Small Business Association and the Department of the Treasury (updated 5/13/2020)
- How Does Payroll Tax Deferral Work Under the Cares Act?
All Federal Government Relief
There are currently three types of federal loans available to eligible nonprofits, and while organizations can apply for all, funds awarded from multiple sources cannot be overlapped to cover the same expenses.
1) The United States CARES Act SBA Loans: Paycheck Protection Program
The Paycheck Protection Program that allows nonprofits with less than 500 employees to borrow up to 250% of average monthly payroll, for use over 8 weeks from loan origination on payroll, rent, mortgage and utilities. These loans are forgivable with certain terms and conditions.
This is the $350 billion program for employers including nonprofits with no more than 500 employees – SBA now has an informational webpage including a sample application form. This also referred to a the 7(a) loan program in the CARES Act.
2) SBA Low-Interest Disaster Loan
Small businesses and nonprofits can apply for low-interest working capital loans of up to $2 million from the U.S. Small Business Administration (SBA) to help alleviate economic injury resulting from the on-going coronavirus pandemic.
The loans may be used to pay fixed debts, payroll, accounts payable, and other bills that can’t be paid because of the pandemic’s impact. The interest rate is 3.75 percent for small businesses without credit available elsewhere; businesses with credit available elsewhere are not eligible. The interest rate for nonprofits is 2.7 percent. Businesses and nonprofits apply directly to the SBA, which will determine loan terms on a case-by-case basis based upon each borrower’s ability to repay.
3) Economic Injury Disaster Loan
The U.S. Small Business Administration (SBA) reopened its Economic Injury Disaster Loan (EIDL) portal Monday restricted to agricultural businesses only. Applicants who have already submitted their applications will continue to be processed on a first-come, first-served basis. For agricultural businesses that submitted an EIDL application through the streamlined application portal prior to the legislative change, SBA will process these applications without the need for re-applying.
The Senate Committee on Small Business and Entrepreneurship has released a guide for small businesses navigating the CARES Act
The National Council of Nonprofits has also released information on loans available to nonprofits through the CARES Act.
Inc: Blog on the Economic Injury Disaster Loans.
FROM THE IRS: Information on the Economic Impact Payments (Dated 3/30)
Application Check List
Before applying, find this checklist to help you complete the application.
RESOURCES ON REOPENING & MOVING FORWARD
Going Forward: Best Practices and Considerations for Nonprofit Re-engagement
The Oklahoma Center for Nonprofits‘ publication, Going Forward: Best Practices and Considerations for Nonprofit Re-engagement, is a comprehensive resource to guide your organization’s reopening decisions around operations, workplace readiness, human resources, board governance, communication, events, and more.
Aspen Institute Return to Play Risk Assessment Tool
This general informational resource, created by the Aspen Institute with the support of medical experts, is designed to help people of all ages assess risk in a variety of common sport and recreational activities. Priority consideration in this document is given to lower-risk forms of participation, most of which involve free play or individual training. As COVID-19 restrictions lift and organized activities return, additional insights will be added.
Maryland Strong: Governor Hogan's Roadmap to Recovery
The Maryland Strong Roadmap to Recovery is designed to get Maryland moving again. Maryland Strong lays out a path to gradually and responsibly reopen Maryland’s economy and details the “new normal” necessary to do so. It also recognizes that economic recovery and protecting public health are not opposing goals – they are the same goal and must work together hand in hand.
National Coronavirus Resonse: A Roadmap to Reopening
The National Coronavirus Response: A Roadmap to Reopening report provides a road map for navigating through the current COVID-19 pandemic in the United States. It outlines specific directions for adapting our public-health strategy as we limit the epidemic spread of COVID-19 and are able to transition to new tools and approaches to prevent further spread of the disease. The report outlines the steps that can be taken as epidemic transmission is brought under control in different regions. These steps can transition to tools and approaches that target those with infection rather than mitigation tactics that target entire populations in regions where transmission is widespread and not controlled. The publication suggests measurable milestones for identifying when we can make these transitions and start reopening America for businesses and families.
Maryland State Department of Education Recovery Plan
The Maryland Together: Recovery Plan for Education addresses processes and procedures that should be considered immediately but also be utilized as a road map for future instances of school closures. The Recovery Plan for Education contains a wealth of information that can be used as a point of reference by school leaders, students, and school communities. In addition to the materials contained in the body of the Recovery Plan, the appendices contain resources with links to valuable information on considerations for reopening schools. Through the collective endeavors of educational leaders and stakeholders throughout the state, the future educational needs of students will be fully addressed.
Office of the Governor
Office of the Secretary of State
The Governor of the State of Maryland has proclaimed a State of Emergency and a catastrophic health emergency related to COVID-19. On March 12, 2020, an order was issued extending state licenses and registrations until 30 days after the State of Emergency and catastrophic health emergency is terminated. Find more information.
Department of Commerce
Department of Labor
- Frequently Asked Questions About COVID-19 and Maryland’s Unemployment Insurance Benefits Administration
- Division of Unemployment Insurance
- City of Annapolis has summarized federal and state Workforce Assistance resources.
- City of Annapolis has summarized federal and state Small Business Relief resources.
- National Unemployment Law Project summarizes Unemployment Insurance Provisions in the CARES Act.
- National Council of Nonprofits Blog on Self-Insured Nonprofits and Unemployment Insurance
Department of Health
Request Personal Protective Equipment
If your nonprofit organization is incorporated in Maryland and would like to discuss a legal matter with an attorney, please click here to sign up for brief legal advice and the Community Law Center will schedule a time for an attorney to talk with you.
If your nonprofit organization is in need of legal representation, please download the Community Law Center Application For Services and find out more information here: www.communitylaw.org/apply-for-services.
Other Resources for Marylanders
- Grab-and-Go Meals around the state for children under 18
- Maryland Department of Aging Press Release, March 16 on Senior Call Check
- Marylanders can also call 211 to receive information related to COVID-19. You can also sign up for text alerts by texting MDReady to 898211.
- On March 17, we held a webinar with the Maryland Health Department. To request the slides or ask questions about that presentation, fill out this form.
- Maryland Department of Transportation: Service updates from MDOT
- Maryland Small Business COVID-19 Emergency Relief Grant Fund
- Maryland Department of Assessments and Taxation: Annual Report and Personal Property Tax Return Deadline Extended to July 15
Upcoming Webinars from Maryland Nonprofits
Find our entire calendar of events here.
Recorded Webinars from Maryland Nonprofits
We are recording every webinar and providing the slides here. Bookmark this page so you don’t need to fill this out more than once!
Webinars from Other Organizations
We endeavor to share with our members information about upcoming webinars, virtual town hall meetings, and on-line gatherings that would be helpful for the leaders we serve in the midst of this current COVID-19 situation. We will share programs that we believe are of interest to our members, offered by reputable organizations, and offered for free or at price points that are accessible to nonprofit organizations. Because these programs are offered by outside entities, we are not in a position to provide guarantees or assurances about the programs. Also, please note that in the midst of these challenging times, the programs, environment, and situations are changing quickly so information that may be current and up to date on one day, may be out of date shortly thereafter.
- Center Public Justice: What Emergency COVID-19 Laws Mean for Faith-based Organizations, April 3, 2020
Greater Washington Community Foundation
The Community Foundation opened Phase II of the COVID-19 Emergency Response Fund. Applications will be accepted until the RFP for Phase II closes on May 29 at 5 pm.
Maryland Philanthropy Network
Our partners at the Maryland Philanthropy Network have developed their own COVID-19 resource page, which includes responses from philanthropy, funding resources in our state, best practices in disaster grantmaking, and more.
Candid has created a webpage with a summary of funds being distributed as a result of the COVID-19 outbreak as well as resources for your organization to find funding.
Community Foundation of Anne Arundel County
The Community Crisis Response Fund was established to provide flexible financial assistance to Anne Arundel County nonprofits immediately following a violent incident, natural disaster or other crisis in our community. Due to the fast-emerging needs posed by the COVID-19 virus, the Community Crisis Response Fund will make single immediate-use grants to nonprofits addressing the increase in community needs and demand for services in the following impact areas: food security and support for basic human needs. Learn more and apply.
Montgomery County Public Health Emergency Grant (PHEG) Program
The Montgomery County Public Health Emergency Grant program is designed to provide financial assistance to Montgomery County for-profit businesses (including sole proprietorships and independent contractors) and nonprofit organizations that have experienced significant financial loss caused directly or indirectly by a public health emergency. Learn more about the program.
Greater Baltimore Emergency Funds
Funders in the Greater Baltimore area are working together to streamline the application process for nonprofit organizations. Funds are available to support changes in operations and sustainability due to COVID-19. Applications for the first round of funding are due May 29, 2020. Find the full RFP here.
GivingTuesday is a global generosity movement unleashing the power of people and organizations to transform their communities and the world. #GivingTuesdayNow, a global day of unity to take place on May 5, 2020, as a response to the unprecedented need caused by COVID-19. Find frequently asked questions and a social media toolkit for the event.
Financial Assistance for DACA Recipients
Instrumentl Aggregate List of COVID-19 Grants
Instrumentl is leveraging their grant discovery tools to aggregate all COVID-19 related grants for 501c3 nonprofits. Search for national, international, and Maryland-specific relief funds.
COVID Community Action Health Equity Grant
Learn more about the PhRMA COVID-19 Collaborative Actions to Reach Equity (CAREs) Grant that awards $25,000 to up to for recipients. Deadline to apply is by May 25th.
COVID-19 Food Stability Fund
The Fund for Educational Excellence (Fund) has established the COVID-19 Food Stability Fund to help ensure food stability for children, their families, and senior citizens in Baltimore City during this health crisis. Learn more.
Public Health and Social Services Emergency Fund (PHSSEF) Grant
ADVOCACY ACTIONS AND FEDERAL GUIDANCE
Letter to Maryland State Leadership
Together, Maryland Nonprofits, the Maryland Philanthropy Network, and the United Way of Central Maryland have drafted a letter to state leaders on thing they can do to support the nonprofit community during this time. You can read that letter here. .
National Council of Nonprofits
- The National Council of Nonprofits released an analysis of the Families First Act on March 19 and described the effect it will have on nonprofits. You can read it here.
- On March 31, NCN held a webinar on federal relief bills – you can find the links below:
United States Department of Labor
FFCRA (Families First Coronavirus Response Act) News (March 24):
The US Department of Labor has published their initial guidance on the Families First Act. Undoubtedly more information will be available soon, but these documents offer clarification on some aspects of the Act.
- Guidance for Employees: who is eligible, how to calculate pay, duration of leave, and more
- Guidance for Employers: who is covered, qualifying reasons for leave, tax credits, and more
- Questions and Answers: frequently asked questions
- The Wage and Hour Division at US DOL will post a recorded webinar on Friday, April 3, 2020, to provide interested parties a more in-depth description and help them learn more about the FFCRA.
Healthcare for the Homeless
National Letter to Congress
This is a letter from nonprofits nationwide asking Congress to include us in any stimulus package they release related to this crisis.
The Internal Revenue Service
On March 31, the Treasury Department and the Internal Revenue Service launched the Employee Retention Credit, designed to encourage businesses to keep employees on their payroll. The refundable tax credit is 50% of up to $10,000 in wages paid by an eligible employer whose business has been financially impacted by COVID-19. Learn more.
Letter from Maryland's Nonprofit Community to Maryland Members of Congress
This Letter signed by members of Maryland’s nonprofit community advocates for more relief resources for nonprofits
World Health Organization
Centers for Disease Control
- Interim Guidance for Businesses and Employers to Plan and Respond to COVID-19: The Centers for Disease Control and Prevention (CDC) will update this interim guidance as needed and as additional information becomes available.
- Use of Cloth Face Coverings to Help Slow the Spread of COVID-19
- Information for Travel: Information for travelers and travel related industries as it relates to COVID-19
- Crisis and Emergency Risk Communication
- Facts About COVID-19
- Interim Guidance for Responding to Coronavirus Disease 2019 (COVID-19) among People Experiencing Unsheltered Homelessness
Mental Health Resources
- SAMHSA: Taking Care of Your Behavioral Health: Tips for Social Distancing, Quarantine, and Isolation During an Infectious Disease Outbreak
- BHS: Anxiety, What You Need to Know
- COVID-19: Guide for Employees(for employees who may be experiencing a disruption to employment)
- COVID-19: Guide for Supervisors(for supervisors who need support while dealing with disruptions to employment of their team members)
- COVID-19: Managing Anxiety While Working Remotely
• COVID-19: Working at Home with Kids
- How to Cope with Discrimination
Other Health Resources
- American Society of Refrigerating Engineers: Position Document on Airborne Infectious Diseases
- US Traveler’s Association: Emergency Preparedness and Response: COVID-19
- US Department of Labor: Safety and Health Topics, COVID-19
- No Handshake Zone Sign: Out of an abundance of caution, at any essential meetings, we are enforcing a no handshake zone to prevent the spread of disease. Please feel free to use it as well.
- Guidance for NYS Office of Children and Family Services Programs: Information on how the NYS Office of Children and Family Services is adjusting their practices to prevent the spread of COVID-19.
- American Academy of Pediatrics: Information as it relates specifically to children
- Johns Hopkins: Coronavirus Resource Center
- American Institute for Research: Frequently Asked Questions in plain language
BUSINESS FUNCTION RESOURCES
General Business Functions
- TechImpact: Prepare Your Nonprofit for Smooth Sailing Through COVID-19, Recorded Webinar
- Event Manager Blog: Coronavirus: What You Need to Know About Cancelling an Event and Liability Risks
- US Equal Employment Opportunity Commission: Pandemic Preparedness in the Workplace and the Americans with Disabilities Act.
- Society for Human Resource Management: Communicating with Employees During a Crisis
- Risk Alternatives Blog: What Your Nonprofit Can Do Now to Reduce Risks Relating to COVID-19 (Coronavirus)
- Washington Nonprofits: Recorded webinar, What am I supposed to do about my fundraising event?
- National Association of Social Workers: Resources for specifically for Social Workers
- Coronavirus and the HCH Community Webinar on March 20: Status Updates, Available Guidance, Local Preparations, and Outstanding Issues
- Venable LLP: A general resource page with information on things like force majeure, webinar recordings, and more.
- Think HR: COVID-19 HR Guidance and Best Practices
- NFIB: Congressional and Legal Update for Small Businesses, Slides from March 20, 2020
- Jitasa: Attend a webinar on SBA disaster loans or talk to an expert pro-bono
- UST: COVID-19 Employer Toolkit, Designed Exclusively for Nonprofits
- Chronicle of Philanthropy: How to Adapt Your Nonprofit’s Sick-Leave Policy During COVID-19
- Future Harvest: Resources for Farmers
- National Employment Law Project: Unemployment Insurance Provisions in the Coronavirus Aid, Relief, and Economic Security (CARES) Act
- XFinity Hot Spots
- TechSoup: Nonprofit Resources for Remote Work
- Move Minneapolis: Work from Home Webinar
- Free Conferencing Tools:
- Society for Human Resource Management Blog: If You Never Worked from Home Before, Here are 10 Suggestions #Coronavirus
- NTEN: 9 best practices for engagement in virtual meetings
- Upcoming Webinars from Tech Impact:
- Fast Company: Working from home? 7 smart tips to help you get more done
Standards for Excellence
The Standards for Excellence Institute has made their Administrative Policies Educational Packet, Guide to Remote Work, and Crisis and Disaster Planning Resources free during this time.
Guidance for Board of Directors
Loyola Crisis Navigators
The COVID-19 pandemic is a time of stress and extreme market conditions for small businesses, nonprofits, and startups. The Center for Innovation & Entrepreneurship’s Loyola Crisis Navigators is a volunteer team we’ve brought together to advise you in these uncertain times. Learn more.
HOW ARE OTHER NONPROFITS ADAPTING?
In these unprecedented times, many nonprofits are adapting their programs and services in creative ways. If you know of an organization doing great work during this crisis, please let us know.
Business Volunteers Maryland
Business Volunteers Maryland has compiled a website to submit needs and find opportunities to help.
Girl Scouts of Central Maryland
The Girl Scouts of Central Maryland have set up Virtual Badge Workshops, with science experiments and art projects for every day of the week while children are home from school.
House of Ruth Maryland
House of Ruth Maryland remains committed to providing services to victims of intimate partner violence.
House of Ruth Maryland’s 24-hour hotline and emergency shelter will remain open. Protective and Peace Order protections are also still available through Court Commissioners. For immediate assistance, contact 410-889-7884 and you can find information on additional services available at www.hruth.org/covid.
Visit this page to find ways to give and get help in Baltimore.
Maryland Citizens for the Arts
Maryland Citizens for the Arts has created a page to 1) share ways people can help artists/art organizations during this time and 2) collect resources for artists and art organizations.
St. Francis Neighborhood Center
As the coronavirus (COVID-19) continues to spread, more businesses, schools, organizations and other resources are closing and individuals are encouraged to avoid crowded places. The effects of this are hardest felt by some of Baltimore City’s most vulnerable residents. Volunteering Untapped has created a page for organizations to ask for help and for people to find organizations to volunteer at. It also includes resources for the Baltimore COVID-19 Food Security Fund and the American Red Cross.
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